![]() This same policy is also occasionally used to provide mobile home insurance and coverage for Condo owners. All endorsements and amendments are added to this document along with a declaration page to create a policy for your particular needs. This does not include endorsements or the declaration page of the policy, just the base language for the homeowner policy. Heres how you find it: Go to My Documents. It includes your name and address, descriptions of the insured property and your premium. Your declarations page is part of your homeowners policy packet. ![]() These variations all must generally conform to the law of the state the insurance customer lives in. Your insurance declaration page, also known as the dec page, summarizes the information essential to your insurance coverage. The companies that use their own language for their own home policy write their policy to correspond with most of the language and terms of the ISO policy form with unique variations that individual companies have developed from their own experience. A rider may also be referred to as an endorsement or clause by your insurance company. This sample policy has a rider for jewelry. The final section on this sample page is for additional coverages or endorsements. Please keep in mind that each company policy may be different than the next and in auto insurance it is not uncommon for a company to use language that deviates from the language of the policy provided by the Insurance Services Office (ISO). The sample homeowners declaration page indicates that up to 5,000 per person can be protected under a covered claim. ISO stand for the Insurance Services Office and they are an organization that gathers data, creates policy forms and helps insurance companies provide actuarially sound insurance coverage. This is the HO-3 Special Form ISO policy. If you follow the link below you will be taken to the sample home insurance policy. Here is a sample home policy so you might consider the language of the ISO homeowner policy form, one of the most common coverage documents in use in the homeowner insurance marketplace.
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